B2B Solutions for Businesses
Commercial Vehicle Insurance for Companies
Tailored insurance solutions for corporate fleets, work vehicles and professional activities in Switzerland. B2B consultancy, centralized management and cost optimization.
Insurance partners for businesses
We work with companies specialized in business solutions for commercial vehicles and corporate fleets
Insurance challenges for companies with commercial vehicles
Many companies face recurring problems in managing their vehicle insurance:
- Standard policies not suitable for intensive professional use
- Rising insurance costs without real optimization
- Unclear coverage in case of claims or vehicle downtime
- Fragmented management of multiple contracts and different deadlines
- Slow assistance when the company cannot afford operational stops
Inefficient insurance management becomes an operational risk for the business.
Risk consultancy and coverage for business fleets
We don't just offer a commercial vehicle policy, but a B2B consultancy service that analyzes costs and coverage to protect your business.
Consultancy approach
We analyze the activity and actual use of vehicles
- Assessment of specific operational risks
- Business activity analysis
- Mapping of vehicle usage
Tailored solutions
Coverage built on your business model
- Single vehicles or complete fleets
- Company-registered vehicles (Ltd, LLC, sole proprietorships)
- Time-adjustable coverage
Cost optimization
Cost reduction without compromising protection
- Elimination of unnecessary or duplicate coverage
- Contract centralization
- Medium to long-term planning
Insurance for vehicle fleets of 5+ vehicles: who we serve
Our solutions are designed for businesses with fleets from 2 to 50+ vehicles seeking the best fleet insurance in Switzerland:
SMEs and structured companies
Companies with complex insurance needs
Craft businesses
Craftsmen with one or more work vehicles
Logistics and transport companies
Operational fleets for deliveries and movements
Construction and maintenance companies
Specialized vehicles for construction sites
Service companies
Operational vehicles for field interventions
Businesses with 2+ commercial vehicles
Centralized fleet management
We address owners, CFOs and fleet managers who want a reliable and competent partner.
Types of insurable commercial vehicles
The consultancy covers different types of work vehicles, with supplementary coverage for commercial business vehicles:
Each configuration is individually evaluated to ensure coherence between risk and coverage.
How to choose commercial vehicle insurance for your business
Unlike standard solutions for individuals, a dedicated B2B consultancy offers concrete advantages for SMEs seeking a commercial vehicle insurance quote:
Exclusive focus on businesses
We're not generalists: we speak the language of business
Single point of contact
One contact for all insurance management
B2B experience
We understand the dynamics and needs of businesses
Fast processing
Reduced times for activations and claims management
Continuous support
Assistance over time, not just at signing
Value is not in the lowest price, but in protecting your business activity.
From quote to coverage: our working method
The process for getting a commercial vehicle insurance quote is structured and transparent:
Initial analysis
We evaluate the company, activity and specific needs
Fleet assessment
We map vehicles and operational usage
Insurance strategy
We define optimal coverage
Customized proposal
We present the tailored solution
Continuous support
We manage the relationship over time
This method allows companies to focus on their core business, reducing risks and unforeseen events.
Commercial vehicle policy: costs, coverage and guarantees
From commercial liability to comprehensive, here are the main guarantees to protect your business vehicles and ensure operational continuity.
Commercial Liability (RC)
Mandatory coverage for commercial vehicles, calibrated for intensive professional use and adequate coverage limits for business activities.
- High coverage limits for operational risks
- Coverage for multiple drivers
- Extension for specific professional use
- Legal protection included
Partial and Comprehensive Coverage
Protection of business assets against damage, theft, natural events and collisions. Essential for high-value vehicles or leased vehicles.
- Partial: theft, fire, hail, glass breakage
- Comprehensive: collisions and own damage
- Adjustable deductibles for fleets
- Dedicated assessment for customized vehicles
Vehicle Downtime and Loss of Use
Financial compensation for every day of vehicle inactivity. Essential for businesses where vehicle downtime equals revenue loss.
- Daily allowance for operational stoppage
- Replacement vehicle during repair
- Coverage for serious mechanical failures
- Fast activation for fleets
Use cases: how we help businesses
Representative scenarios of how our service supports different business realities.
Logistics company – 12 vans
Fragmented contracts with 3 different companies, costs increasing 15% annually and no centralized visibility on deadlines.
Complete fleet analysis, contract centralization under one management and renegotiation of conditions focusing on actually needed coverage.
22% reduction in annual premiums and simplified management with a single point of contact.
Construction craftsman – 3 site vehicles
Standard private car policy applied to work vans with equipment on board. Claim not covered due to lack of adequate professional coverage.
Switch to specific commercial vehicle policy with coverage for transported equipment and vehicle downtime.
Complete coverage matching actual use and assistance activation in less than 24 hours in case of claim.
IT services company – 8 company cars
Fleet of company cars registered to the LLC, individually managed by employees with different policies and no centralized control.
Creation of a fleet plan with single policy, free driver choice and centralized claims and deadline management.
18% savings and full administrative visibility over the fleet.
Representative scenarios based on recurring cases. Results may vary depending on the specific situation.
Download the free guide
Receive our complete guide on commercial vehicle insurance in Switzerland: coverage, costs, mistakes to avoid and checklist for your business.
No obligation. The guide is free and designed for business owners and fleet managers.
Frequently asked questions about commercial vehicle insurance
Request a consultation for your company
If your company uses commercial vehicles and you want solid, clear, business-oriented insurance management, request a dedicated consultation.
We'll analyze your business situation and propose a solution consistent with your company's operational and financial requirements.
Do you have all your documents ready?
Fill out the online checklist and receive a personalized quote within 24h. It only takes a few minutes.
Explore our insurance services
Car Insurance
Liability, partial and comprehensive for company vehicles
Motorcycle Insurance
Full coverage for company motorcycles and scooters
All Insurance
Complete overview of our insurance solutions
Personalized Consultancy
Free analysis of your business insurance needs
About Us
B2B experience and FINMA certification in the vehicle sector