Vehicle Insurance in Switzerland
Everything you need to know about liability, comprehensive coverage, protection packages and FINMA-authorized insurance partners. Complete guide for cars, motorcycles and commercial vehicles.
Navigating the world of vehicle insurance in Switzerland requires clear information and reliable guidance. Whether you are looking for a policy for your car, motorcycle or commercial vehicle, on this page you will find everything you need to understand available coverages, legal requirements and the solutions best suited to your needs. MultimarcaGarage SA works with selected, FINMA-authorized insurance partners to offer you a transparent, competent and no-obligation service.
Car and Motorcycle Insurance – How to Navigate
In Switzerland, every motor vehicle must be covered at least by liability insurance (RC). This mandatory coverage protects you and third parties in the event of an accident. In addition to liability, there are optional but strongly recommended coverages: partial comprehensive (theft, fire, natural damage, glass) and full comprehensive (all damage to your vehicle, including self-caused).
The choice between these options depends on the vehicle's value, your risk profile and available budget. We help you understand each option to make an informed choice, without pressure and with complete information. Our approach is consultative: we do not sell policies, but connect you with qualified partners who prepare tailored quotes.
Car Insurance in Switzerland
Car insurance is the cornerstone of protection for every Swiss driver. From mandatory liability to comprehensive coverage, including protection against hail, theft and vandalism, options are numerous. The insurance premium depends on several factors: canton of residence, driving experience, vehicle type and chosen deductible.
In Ticino and Italian-speaking Switzerland, insurance costs can vary significantly between companies. That is why it is essential to compare offers. Discover all coverages, available packages and request a personalized quote on our dedicated page.
Motorcycle Insurance in Switzerland
Riding a motorcycle, scooter or moped in Switzerland requires specific coverages. Motorcycle liability is mandatory, but for complete protection it is advisable to also consider rider accident insurance, partial or full comprehensive and roadside assistance.
Motorcycle policies take into account engine displacement, seasonal use and vehicle type. Fast e-bikes (over 25 km/h) also require insurance coverage. Explore dedicated solutions and compare quotes in our complete guide.
Why Choose Multimarca
MultimarcaGarage SA is not an insurance company, but a point of reference for those seeking guidance in the sector. Our team, VBV/AFA certified according to FINMA standards, operates as a qualified intermediary in the motor vehicle sector.
With over 20 years of experience in the Ticino automotive industry, Lazar Jovic and his team guarantee competence, transparency and an approach exclusively focused on client needs.
VBV/AFA Certification – FINMA Guarantee for Insurance Intermediation
In Switzerland, insurance intermediation in the motor vehicle sector is regulated by FINMA (Swiss Financial Market Supervisory Authority). Only professionals who pass the official VBV/AFA exam may operate as qualified intermediaries in this field.
Lazar Jovic, founder of MultimarcaGarage SA, has obtained this certification by demonstrating in-depth expertise in motor vehicle liability, comprehensive coverage, accident insurance and federal legislation. The certificate confirms compliance with the minimum standards required by FINMA to ensure professional advice and client protection.
This means that every piece of advice you receive, every quote comparison and every needs analysis is carried out in compliance with Swiss regulations and with the expertise of a verified professional.
- Exam passed according to FINMA minimum standards
- Certified competencies in liability, comprehensive and accident
- Intermediation compliant with federal legislation
- Professional advice and client protection guaranteed
Our Insurance Partners
We work exclusively with FINMA-authorized insurance companies, selected for reliability, competitive premiums and quality of customer service. Thanks to consolidated partnerships, we guarantee access to competitive conditions and an efficient brokerage service for cars, motorcycles and commercial vehicles.
Do you have all your documents ready?
Fill out the online checklist and receive a personalized quote within 24h. It only takes a few minutes.
Consultation and Contact
Do you have questions about vehicle insurance or want to get oriented before requesting a quote? Our team is at your disposal for a free and personalized consultation. Whether you are buying a new or used vehicle, want to switch companies or simply compare offers: we are here to help.
Book a personalized consultation