Car Insurance Consultancy
Car Insurance in Switzerland
Choosing the right car insurance is essential for safe and legal driving. Multimarca offers personalized car insurance consultancy, working with leading Swiss companies authorized by FINMA.
Trusted insurance partners
We work with the best Swiss insurance companies to offer you comprehensive coverage and competitive premiums
Car insurance: what it is and why it is mandatory
In Switzerland, motor vehicle liability insurance (third-party liability) is mandatory for all registered vehicles. This coverage protects against damages caused to third parties, both persons and property, in the event of an accident.
Beyond the mandatory liability insurance, you can complement your policy with additional coverages that increase the level of protection for the vehicle and the driver, such as partial casco or comprehensive casco. Proper car insurance is not just a legal requirement but a concrete safeguard against unexpected events and high costs.
Key differences:
- Third-party liability: Mandatory coverage for damages to third parties
- Partial casco: Protection against theft, fire, natural events
- Comprehensive casco: Full coverage including own damages
Your tailor-made car insurance with Multimarca
Multimarca is not an insurance company and not an online comparison tool.
We operate as a specialized car insurance intermediary, with a consultative approach based on real cases and actual vehicles.
What this means for you:
- A single point of contact for all your needs
- Access to multiple Swiss car insurance providers
- Solutions tailored to your vehicle and actual usage
- Support before and after policy signing
Our approach
Each car insurance policy is built starting from the vehicle, its value, and daily usage, avoiding unnecessary or insufficient coverage.
"Insurance is built around the vehicle, not the other way around."
Types of car insurance: liability, casco and coverages
Motor Vehicle Liability (third-party)
Mandatory coverage in Switzerland that protects against damages caused to third parties in the event of an accident.
Mandatory by law – All registered vehicles must have it
Partial Casco
Protects the vehicle against events such as theft, fire, natural disasters, animal damage, and glass breakage.
- Theft and attempted theft
- Fire and explosion
- Natural events (hail, storms)
- Animal damage
Comprehensive Casco
Includes partial casco and also covers damages to your own vehicle caused by collisions, impacts, or accidents where you are at fault.
Recommended for – New cars, leased vehicles, or high-value vehicles
Supplementary coverages
Depending on the insurance provider, additional coverages can be added:
- 24/7 roadside assistance
- Parking protection
- Replacement vehicle
- Legal protection
Car insurance for new and used vehicles
Car insurance varies significantly based on the age, value, and condition of the vehicle. Multimarca analyzes each case individually to propose coverage that is consistent with the vehicle.
For new cars
- Comprehensive solutions with full casco
- Extended coverages for value protection
- Premium assistance and replacement vehicle
Focus: Maximum investment protection
For used cars
- Car insurance calibrated to residual value
- Focus on cost/coverage ratio
- Elimination of superfluous guarantees
Focus: Balance between protection and affordability
The Multimarca approach
This approach helps avoid over-insurance or insufficient coverage, always ensuring the most suitable solution for the actual vehicle.
Best Swiss car insurance partners
We work with several Swiss car insurance companies, selected for reliability, solidity, and service quality. Each insurance partner has its own dedicated information page where you can explore the features of individual insurance solutions.
Information on supervision and regulation can be found at FINMA.
Car insurance consultancy: start now
If you are looking for reliable car insurance in Switzerland that truly fits your needs, Multimarca is the right partner.
Needs analysis
We assess your current situation and your actual needs
Personalized proposal
Tailor-made solutions built around your vehicle
Direct contact
Clear and transparent support without intermediaries
Our goal is to help you choose the right car insurance, in an informed way and without surprises.
Why Multimarca: 7 strong reasons
- 1
Vehicle expertise
We think from the vehicle perspective – not from a standard policy.
- 2
Multiple partners
Access to various car insurance solutions.
- 3
Clear consultancy
Understandable, structured, without jargon.
- 4
Usage-based
City, commuter, low-mileage, or frequent driver.
- 5
Transparency
Focus on benefits and conditions, not just price.
- 6
Pragmatic
Quick orientation for liability, partial casco, comprehensive casco.
- 7
Direct contact
Short paths, clear answers.
Car Insurance FAQ
Is liability insurance always mandatory in Switzerland?
Yes. Without liability insurance, a car cannot be registered.
When is comprehensive casco worth it?
Often for newer vehicles, higher value, or when you do not want to bear the financial risk yourself.
Can I optimize an existing car insurance?
Yes. Often the coverage, deductible, or additional services can be better adapted to current usage.
Conclusion
With Multimarca you get car insurance that fits Switzerland, your car, and your daily life. No standard solution, but clear guidance and reliable brokerage through established partners.
Do you have all your documents ready?
Fill out the online checklist and receive a personalized quote within 24h. It only takes a few minutes.