Business fleet leasing Switzerland – fleet manager in front of company vehicles with Swiss mountains

Business and Fleet Leasing

Business and fleet leasing in Switzerland: manage your vehicles without tying up capital

Dedicated leasing solutions for businesses and fleets in Switzerland. Optimise liquidity, reduce management costs and maintain operational flexibility.

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Brand-independent partners
Transparent business conditions
Dedicated B2B consultation

Our business leasing partners

We work with leading Swiss leasing institutions specialising in business and fleet solutions of any size.

Partners.BankNow
Partners.BobFinance
Partners.Cashgate
Partners.Cembra
eCash - Digital financial partner for car leasing Switzerland
Gowago - Online car leasing partner Switzerland
LeaseForce - Commercial vehicle and fleet leasing partner Switzerland
Alphera Financial Services - Financial partner leasing and car credit Switzerland
Migros Bank - Banking partner car financing Switzerland

Why business leasing is a strategic choice

For a business, fleet management is a significant cost item. Business leasing allows liquidity optimisation, cost planning and operational flexibility.

  • No capital tie-up: vehicles don't weigh on the balance sheet as assets
  • Predictable, plannable monthly payments
  • Regular fleet renewal with current, safe vehicles
  • Tax advantages: leasing payments are generally deductible as operating costs
  • Full-service solutions: maintenance, insurance and management included
  • Scalability: adapt the fleet to operational needs without ownership constraints

What is business leasing and how does it work for fleets

Business leasing is a contract where a leasing company provides one or more vehicles to the business in exchange for a monthly payment. The company uses the vehicles without purchasing them.

Unlike private leasing, business leasing is not subject to the Consumer Credit Act (CCA). Conditions are more flexible and can be negotiated based on volume, duration and specific needs.

Full-service solutions include the vehicle plus scheduled maintenance, insurance, tyres, replacement vehicle and administrative management.

MultimarcaGarage SA works with partners specialising in B2B and fleet management, offering tailored solutions for every business size.

How business leasing works step by step

The process for activating business or fleet leasing with MultimarcaGarage:

  1. 1

    Needs analysis: vehicle count, usage profiles, annual km and required services.

  2. 2

    Parameter definition: duration, vehicle types, included services and per-vehicle budget.

  3. 3

    Verification and approval: business situation analysis and submission to partners.

  4. 4

    Offer comparison: proposals with conditions, services and transparent costs.

  5. 5

    Fleet activation: vehicles ordered, prepared and delivered.

  6. 6

    Ongoing management: support throughout the contract duration.

At contract end, vehicles are returned and the fleet can be renewed with updated models without operational interruption.

What business leasing includes

Business leasing solutions can be customised to your needs:

Financial leasing

Vehicle only with monthly payment. The business handles maintenance and insurance independently.

Full-service leasing

Vehicle + maintenance + insurance + tyres + management in one package.

Fleet management

Centralised coordination of all company vehicles: reporting, costs, deadlines and renewals.

Replacement vehicle

A replacement vehicle is provided during maintenance or claims to avoid business interruption.

Custom car policy

We define together the company policy for vehicle selection: budget, brands, powertrains and equipment.

Requirements for business leasing in Switzerland

To access business leasing in Switzerland:

  • Company registered in Switzerland (AG, GmbH, sole proprietorship or other legal form)
  • Verifiable balance sheet or financial situation
  • At least 1–2 years of operational activity
  • No insolvency or ongoing enforcement proceedings
  • Minimum volume: some partners require at least 2–3 vehicles
  • Banking or commercial references (for large fleets)

Small businesses and self-employed individuals can also access business leasing. Contact us for a personalised assessment.

Trade-in of existing fleet

If your business owns vehicles, we manage the trade-in to facilitate the transition to leasing.

  • Free valuation of the entire existing fleet
  • Vehicle values can reduce initial leasing costs
  • Complete management: sale of current vehicles + new fleet activation
  • Transition without operational interruption

Contact us for a free fleet valuation and discover how to optimise the transition to business leasing.

Advantages of business leasing with MultimarcaGarage

No capital tie-up: preserve business liquidity
Predictable, plannable monthly costs
Tax advantages: payments deductible as operating costs
Always up-to-date fleet with recent, safe vehicles
Full-service to eliminate operational management
Brand-independent partners: free vehicle choice
Dedicated B2B consultation with a single point of contact
Scalable: add or reduce vehicles as needed

Request an offer for your business fleet

Compare solutions from our partners and find the right business leasing. Dedicated consultation, no obligation.

No obligation. Response within 24 hours with a personalised business proposal.

Frequently asked questions about business leasing

Request consultation for your fleet

In three steps, we find the ideal leasing solution for your business.

1

Needs analysis

Vehicle count, usage and required services assessed together

2

Partner comparison

Offers from specialised B2B partners compared

3

Tailored proposal

Personalised offer with costs, services and clear conditions

Business and fleet leasing Switzerland: preserve liquidity, optimise costs, maintain flexibility. Independent partners, dedicated consultation.

Independent partners
Free consultation
Response within 24h
Dedicated B2B solutions